Do you need a building and pest report? –

Do you need a building and pest report? –

Buying a property is a massive investment – an investment you want to safeguard. One way of doing this is by organising a building and pest inspection.

Some experts argue getting a building and pest inspection done is a non-negotiable when buying property. This is because it allows the buyer to pull out of the deal or renegotiate if unsatisfied with its findings if the property contract is conditional – potentially saving you from buying a dodgy home. But since building and pest conditions mean your offer is conditional, this could potentially mean it isn’t as competitive as any unconditional offers on the table.

In the current seller’s market, should you risk it to get the biscuit? Or do you need to cover your ass(et) by organising a building and pest inspection?

In this article, we’ll discuss:


Buying a home or looking to refinance? The table below features home loans with some of the lowest interest rates on the market for owner occupiers.


Rate Type Offset Redraw Ongoing Fee Upfront Fees LVR Lump Sum Repayment Additional Repayments Pre-approval

Variable More details

Smart Booster Home Loan Discounted Variable – 2yr (LVR

  • Fast turnaround times, can meet 30-day settlement
  • For purchase and refinance, min 20% deposit
  • No ongoing or monthly fees, add offset for 0.10%



Pest Inspection

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